Don’t Miss Medicare Enrollment Deadlines
Missing a deadline can lead to penalties or gaps in coverage.
If you need Medicare help in Temple Terrace, FL, we guide you through every step.
Call now before deadlines pass
Key Medicare Enrollment Periods
Initial Enrollment Period (IEP)
- Starts 3 months before turning 65
- Ends 3 months after
Open Enrollment (OEP)
- October 15 – December 7
- Change or switch plans
Special Enrollment Period (SEP)
- Based on life events (moving, losing coverage)
What Happens If You Miss Deadlines?
- Lifetime penalties
- Delayed coverage
- Limited plan options
This is one of the biggest mistakes people make.
Florida-Specific Tips
In Tampa Bay:
- Plan availability changes yearly
- Some plans close enrollment early
- Local agents help track changes
Common Enrollment Mistakes
- Waiting too long
- Not reviewing plans yearly
- Choosing plans without guidance
Get Help Before It’s Too Late
Serving Tampa, Brandon, Wesley Chapel (33617)
- Temple Terrace office
- Call now for enrollment help
Fast, simple, and local support
Arabic language assistance available